General Contractor License Requirements in Maryland
| Licensing Authority | Maryland Home Improvement Commission (MHIC) |
| License Type | MHIC Contractor License (Home Improvement) |
| Experience Required | No specific experience requirement for the MHIC license. Applicants must pass the MHIC exam and meet financial solvency requirements. The MHIC license covers all home improvement work on residential properties (1-4 units). |
| Exam Required | Yes — Maryland Home Improvement Exam |
| Bond Required | No |
| Insurance | General liability: required. Workers comp: required with employees |
| Continuing Education | Not required |
| Processing Time | 4-6 weeks |
Fee Breakdown
| Application Fee | $281 |
| Exam Fee | $63 |
| Guaranty Fund assessment (initial) | $100 |
| Guaranty Fund assessment (renewal) | $175 |
| Est. Initial Total | $619 |
Renewal: $250 every 2 years
Exam Requirements
Maryland Home Improvement Exam
Exam provider: PSI
Notes
- MHIC license required for ANY residential home improvement work (repair, replacement, remodeling, alteration)
- Open-book exam — Maryland MHIC law reference materials allowed
- Subcontractors working for an MHIC-licensed contractor may be exempt from separate licensing
- Guaranty Fund protects consumers — contractors contribute $100 initially, $175 at each renewal
Local requirements on top of your Maryland license
The MHIC general contractor license is the credential that lets you work anywhere in Maryland. On top of it, most Maryland cities and counties require a local business license (a tax registration) to operate, and a few add their own contractor registration or permit. These are in addition to your state license, not a replacement — always confirm the rules with the city or county where the job is.
Frequently Asked Questions
Do I need a general contractor license in Maryland?
Yes, Maryland requires a statewide general contractor license through the Maryland Home Improvement Commission.
How much does a general contractor license cost in Maryland?
The estimated initial cost is $344, including application, exam, and license fees.
What experience do I need for a general contractor license in Maryland?
No specific experience requirement for the MHIC license. Applicants must pass the MHIC exam and meet financial solvency requirements. The MHIC license covers all home improvement work on residential properties (1-4 units).
What exams are required for a general contractor license in Maryland?
You must pass the Maryland Home Improvement Exam exam. A passing score of 70% (39 correct answers) is required. Exams are administered by PSI.
How long does it take to get a general contractor license in Maryland?
Processing time is typically 4-6 weeks after submitting a complete application.
Is continuing education required for general contractors in Maryland?
No, Maryland does not currently require continuing education for general contractor license renewal.
Next steps
You know the requirements for general contractors in Maryland— here's how to actually pass and apply.
Data last verified: 2026-04-02 | Source: MHIC