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Mississippi Contractor & Trade License Requirements

Mississippi requires contractors to be licensed through the Mississippi State Board of Contractors (MSBOC) for commercial projects exceeding $50,000 and residential projects exceeding $10,000–$50,000 depending on the trade. The state does not license individual electricians or plumbers at the state level — those are handled locally — but electrical, plumbing, HVAC, and roofing contractors must hold an MSBOC license for work above the monetary thresholds. All license types require passing a Business and Law Management exam plus a trade-specific exam administered by PSI. Beginning in 2026, MSBOC sends renewal notices by email only.

Reciprocity Agreements

Mississippi has reciprocity agreements with 9 states. Licensed contractors from these states may be eligible to skip certain exams.

AlabamaTrade exam waiver for holders of Alabama General Contractors Board license (except mechanical and plumbing), Alabama Electrical Board license, Alabama Heating and Air license, and Alabama Home Builders Licensure Board license. Must have held license for at least 1 year and passed a state exam. Mississippi Business and Law exam still required.
ArkansasTrade exam waiver for holders of Arkansas Contractors Licensing Board license (except mechanical and electrical classifications). Must have held license for at least 1 year. Mississippi Business and Law exam still required.
FloridaTrade exam waiver for holders of Florida Construction Industries Licensing Board license for General Building Construction or Residential Building Construction. Mississippi Business and Law exam still required.
GeorgiaTrade exam waiver for holders of Georgia Board of Residential and General Contractors license, and Georgia HVAC license. Mississippi Business and Law exam still required.
LouisianaTrade exam waiver for holders of Louisiana Licensing Board for Contractors license (except mechanical and plumbing). Mississippi Business and Law exam still required.
North CarolinaTrade exam waiver for holders of North Carolina State Licensing Board for General Contractors license, electrical, and HVAC licenses. Mississippi Business and Law exam still required.
OhioTrade exam waiver for electrical and plumbing classifications. Mississippi Business and Law exam still required.
South CarolinaTrade exam waiver for electrical, HVAC, and plumbing classifications. Mississippi Business and Law exam still required.
TennesseeTrade exam waiver for electrical, HVAC, and plumbing classifications. Mississippi Business and Law exam still required.

Mississippi Licensing Overview

Mississippi requires statewide licensing for 5 of 5 contractor trades. The licensed trades — general contractor, electrician, plumber, hvac technician, roofing contractor — are regulated by the Mississippi State Board of Contractors (MSBOC). Across all licensed trades, initial costs range from $170 to $520, including application fees, exams, and license issuance. Mississippi also participates in reciprocity agreements with 9 other states, which can streamline the process for out-of-state contractors.

Mississippi Contractor License Cost Summary

TradeApplicationExamLicenseBondEst. Total
General Contractor$400$120$520
Electrician$400$120$520
Plumber$400$120$520
HVAC Technician$400$120$520
Roofing Contractor$50$120$170

Estimated totals include application, exam, license, and fingerprinting fees. Bond amounts are separate and typically paid as an annual premium.

Key Facts About Mississippi Contractor Licensing

  • General liability: minimum $300,000 per occurrence and $600,000 aggregate with MSBOC listed as certificate holder. Workers compensation: required if 5 or more employees.
  • Mississippi has reciprocity agreements with 9 states, which may allow licensed contractors to skip certain exams.
  • Commercial license threshold: projects over $50,000
  • Residential Builder threshold: new construction over $50,000
  • Residential Remodeler threshold: improvements over $10,000

Frequently Asked Questions

Does Mississippi require a contractor license?

Yes, Mississippi requires statewide licensing for 5 of 5 trades: general contractor, electrician, plumber, hvac technician, roofing contractor.

How much does a contractor license cost in Mississippi?

Initial licensing costs range from $170 to $520 depending on the trade, including application, exam, and license fees.

Does Mississippi have license reciprocity with other states?

Yes, Mississippi has reciprocity agreements with 9 states. Licensed contractors from these states may be eligible to skip certain exams or have an expedited application process.

Do I need workers compensation insurance in Mississippi?

General liability: minimum $300,000 per occurrence and $600,000 aggregate with MSBOC listed as certificate holder. Workers compensation: required if 5 or more employees.

Official Mississippi Licensing Resources